Digital housekeeping is easy to postpone because nothing appears wrong. The inbox opens. The photos are still there. The familiar password still works. But access is exactly what makes those accounts worth protecting.
Start with the accounts that would cause the most disruption if someone else controlled them. Your primary email deserves particular attention because it often receives password-reset messages for other services.
Make a short, useful checklist
Check that important accounts use different passwords. A reputable password manager can help create and store strong passwords so that remembering every one is not the daily task. Enable multifactor authentication where available, and understand the recovery process before you need it. Keep recovery codes somewhere secure and separate from the account they recover.
CISA's public guidance recommends strong passwords, password managers, multifactor authentication, phishing awareness, and software updates. The linked campaign page is archived, so it is useful as a statement of basic practices rather than a source for current product comparisons. Source: CISA
Treat urgent messages with a pause. If a message claims your account needs attention, open the service through its known app or address instead of following the message's link. A logo and a familiar sender name do not establish authenticity.
Review your devices' update settings, too. An update is less exciting than a new feature, but it can close a weakness in software you already use.
This is a maintenance routine, not a promise of perfect safety. The aim is to reduce avoidable exposure and make recovery less chaotic.
A good first session can be just one account, properly checked. Small, finished improvements are more useful than a security plan that never leaves the notes app.